Insurance adjusters are working for the insurance company, not for you. For small claims insurance is often benevolent. But if you had a major motorcycle accident on a Denver expressway, the adjuster might not be so understanding. His job is to figure out how much the insurance company owes you in "Special Damages," or in Colorado personal injury law, the medical bills, lost wages and recovery. If you had an accident, you want a Colorado personal injury attorney to take up your position.
There are several factors of Special Damages and Pain and Suffering you have to add to determine the value of your claim in a Denver motorcycle accident.
Liability is whether or not someone is at fault in an accident. Most Colorado motorcycle accidents do not have any question of who is liable. If liability is questionable, the case probably does not have much settlement value. If you really need the money, try hiring a Colorado personal injury attorney to try an obtain a settlement. Some Denver personal injury attorneys will try to make you pay more than the normal fee plus a cut of the award. Do not put up with this kind of behavior.
The type of injury sustained in a Colorado motorcycle accident is also an important consideration. Smaller injuries usually do not need a accident lawyer. You also need to evaluate what kind of person you are, and what kind person the was involved with you in the accident. If you have been in a jam with the cops or the other person in the accident was a minister, it is bad for you. If you have previously used a Denver injury attorney, this cannot be held against you at trial, but it may look suspicious on a character record.
There are two types of Special Damages: Medical and Non-Medical. You will have to consult your Colorado personal injury lawyer, but remember to chronicle everything because the pain and suffering may be a multiple of the medical damages. Non medical is things like lost wages, vacation time, sick leave and travel expenses. A good motorcycle attorney would remind you that you can be paid for lost time at work even if you are still being paid by salary or the company's insurance. Self employed injured bikers have it worse off because they have to assemble and produce documents showing what money you make and how you make it.
Property damage expenses can also be collected for motorcycle repairs, broken glasses and the like sustained in an motorcycle in Colorado. Your age is an important factor. The elderly often receive higher settlements in Colorado bike injuries.
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